5 Health Tips For Christmas

Christmas and good health may not seem to go together particularly well, so you need to pay extra attention, if you want to stay illness-free this December. Here are 5 tips for staying healthy this Christmas.

1. Reduce stress

Stress is one of the biggest health worries at this time of the year as you try to juggle your finances and plan a feast for your family.

Try to plan your budget and work out what you can afford.

If it’s a bit tight, don’t feel pressured to overspend on anything and tell your friends and family that you’re cutting back this year. They’ll understand, they may even feel relieved!

2. Get some exercise

We know winter is dark and gloomy, but getting even the smallest amount of exercise will make you feel so much better. It’s a brilliant way of relieving stress and boosting your energy, which means you will be mentally and physically prepared for when the relatives arrive!

A brisk walk is the easiest way, but if you prefer indoor exercise, why not spend 30 minutes swimming up and down your local pool – it works your whole body and is very low-impact, meaning it’s less likely to put strain on your joints.

Of course, you may well be going to a Christmas party which is actually a great place to get some exercise. When the DJ sticks on Abba’s Dancing Queen, make an effort to dance – it’s a surprisingly easy way to get some exercise (and all the time you’re dancing, you’re not drinking!)

Oh, and as it’s Christmas, remember, even shopping is exercise (as long as you’re not sitting in front of a computer doing it!).

3. Down a smoothie

This is the time of the year, when many of us feel stretched pretty thin. When you’re too busy or frazzled from the night before to eat properly, or even need a quick pick-me-up, then a smoothie is the quickest and healthiest way to get goodness inside you.

Try an Innocent Superfoods Detox smoothie (1l, £4 approx) – it’s packed with potassium, which helps lower blood pressure and reduce strokes, and Vitamin E, which fights heart disease and bad cholesterol. A 250ml glass will give you the same amount of immune-boosting antioxidants as are in five portions of fruit and veg.

4. Help your hangover

No-one enjoys a hangover. They’re nature’s way of telling you what a great time you’ve had, but they also tell you how many essential vitamins your body has lost.

Surprisingly, even though it’s the last thing many of us want to eat with a fuzzy head, a Christmas dinner is good to eat, because it’s full of the vitamins needed to cure a hangover.

Turkey is a great source of vitamin B, which is vital for your nervous system and stopping you feeling queasy. Potatoes have more Vitamin C than a glass of orange juice, which is important, because it helps the liver to break down the alcohol. And green veg like broccoli and Brussels sprouts contain Vitamin E which detoxes the body.

If that sounds like too much hard work, gobble down a ripe banana. It contains a natural antacid to help your stomach, magnesium to ease your headache and sugar to top up your liver’s natural sugar stores and lose that light-headed feeling.

5. Get some sleep

We know Christmas is all about having fun, eating and drinking, but research has shown that missing out on sleep could lead to a cold or other seasonal snuffle.

Your body and brain recharge when you’re under the covers and also fight off infections. Try drinking a warm, milky drink before bed, and, if you’ve been up or out partying, make sure you give yourself time to wind down and switch off before jumping into bed.

10 Family Friendly Travel Tips

Traveling with the family can be a nightmare. Not only is family travel expensive if you can’t find affordable airline tickets, it’s also a huge inconvenience for you and for your fellow travelers. The key to a smooth travel experience is to plan ahead and prepare, as much as possible, for the unexpected.

1. Book non-stop flights. Although you may not be able to find non-stop flights with cheap airline tickets, avoiding extra time in the airport during layovers and the possibility of delays or cancellations is hugely beneficial when you’re traveling with family. Plus you’ll never have to wake a sleeping baby. It can never hurt, however, to check discount airfare sites for the most affordable non-stop airline tickets.

2. Pack your child’s travel carry-on with a surprise. Stuff you kids backpack full of new toys, games, and activities. Or, you may even want to consider wrapping a few old items like a present. You’d be surprised how exciting an old toy can become after it’s pulled out of new wrapping paper.

3. Schedule extra time. Whether you’re traveling with discount airfare or with full-priced airline tickets in hand, every traveler has to go through the same check-in and security routine. Always build in plenty of time for check in and connecting flights; everything takes twice as long and is twice as complicated when you’re traveling with children. Don’t forget to double check that TSA prohibited items list before heading to the airport for updates on carry-on or checked items to avoid delays at the security gate.

4. Reserve seats in advance. Eliminating any unpredictability when traveling with your family is a plus. When buying your airline tickets always check to see if you can secure your seat assignments in ahead of time. Consider booking your family’s seats all together, splitting up the family if traveling with another adult to avoid in-flight sibling feuds, or trying to find aisle seats for easy maneuvering. Also, even if you booked advanced seating, ask at the gate if the flight is full; you may be able to request a vacant seat between you and a fellow passenger.

5. Check flight restrictions when booking. Cheap flights can sometimes come with hidden restrictions such as strict cabin baggage weight limits or fees for checking strollers.

6. Test your stamina in advance. You may be able to benefit from cheap airfare by paying for one less child if you can handle having your child sit on your lap in a chair at home for the length of your flight.

7. Schedule flights during sleep time. Use discount airfare to try to find cheap airline tickets around the time your child normally naps. Also consider booking redeye flights; not only will you find cheap airfare, you may be able to benefit from having you child sleep through a nighttime flight.

8. Board first or last. You receive the same boarding privileges with cheap airline tickets as you do with regular-priced tickets: when traveling with children you’ll have the option of boarding first. Early boarding can be convenient because it allows you extra time to get situated; however, boarding last will cut down on the time your kids have to wait on the plane.

9. Beware of bulkhead seats. What you gain in legroom with bulkhead seats you’ll lack in under-the-seat storage, which is even more valuable when traveling with children. Also these seats often lack armrests, preventing your child from comfortably cuddling with you.

10. Check your luggage. You already have plenty to keep track of when you’re traveling with family – multiple little ones, tickets, IDs, bags – but you can eliminate unnecessary hassle when you check your bags. Think of it this way: what you save on discount airfare you can put toward the extra fees airlines may charge you for checking bags.

Travel Packing Tips

Love to travel but hate to pack? Was that a resounding YES? Of course it was. Here are a few quick tips to make the packing process a little less daunting.

Plan ahead. Research the weather at your vacation destination for the dates of your travel. Ask your travel companion, if you have one, what they’re packing. Make a list of essential items.

Check please. You’ll feel very accomplished if you check off the items on your list as you get them out and place them on your bed. Be sure you’ve included clothing, toiletries, emergency sewing kit, medications, travel documents and other necessary travel accessories.

Paper or plastic? Keep your clothes from getting soiled by putting your shoes in plastic grocery bags. Traveling by air? Put toiletries in freezer bags and sandwich baggies. Cabin pressure can make shampoo explosive…yuck!

Look before you leap. Take a thoughtful look at your bed full of clothes and ask yourself a few questions. Do you really need all those outfits or could you do a little more mixing and matching? Will anyone care if you wear the same pajamas for a week? Are there free convenience items at your hotel?

Rock and roll. You will fit more in your suitcase and have fewer wrinkles if you roll your clothes instead of folding them (except for formal wear which you’ll want to put in a garment bag).

One layer at a time. Time to load up the suitcase. Put shoes in first. Fill in any gaps with underwear and socks. Add layers of rolled clothing so that you can fit as much as possible in one suitcase. Put bags of toiletries and other items between the layers. Pack tight. Books can be packed in the outer compartments to create a shell-like protection.

Be safe and savvy. Check with your airline carrier prior to packing for updates on carryon items. Do not, I repeat, do not put any valuables in your checked luggage. Pack as if King Kong will be tossing your luggage off the Empire State Building and then kicking it all the way to your destination.

Get it when you get there. If there are any items you’ve forgotten, you most likely can purchase them when you get there or maybe do without for the week.

Holiday Tips – How to Build the Ultimate Capsule Wardrobe

For many people, the capsule wardrobe is the holy grail of dressing. The concept in itself is simple: it is simply a collection of clothes that work well together, and can be worn in different ways to suit different occasions. Achieving a capsule wardrobe for everyday wear can be tricky and certainly expensive at first, but almost everybody will already possess the essentials for a holiday capsule wardrobe.

Before you even start mixing and matching, take a deep breath. What kind of holiday are you planning? How long will you be going for? Will you be going to any events requiring a particular dress code? What is the weather forecast like?

Once you’ve answered all these questions, you can start drawing up a preliminary list. This should include your absolute essentials, such as underwear, socks and tights, as well as essential holiday items. If you’re going skiing, it’s likely you need a ski jacket! If you’re going to the beach, you probably want a sarong, bikini and a pair of flip flops.

So. Now you have your essentials sorted. These are things you will take no matter what. Now you need to do a bit of calculating! You need to know how many outfits you’ll require for your trip. Remember, this includes the flight or journey there and back. One thing that’s really worth taking into consideration is if you will have access to laundry facilities. If so, you can afford to take less with you and maybe even save on baggage charges if you’re flying.

Look at your itinerary. Are you planning on spending all day on the beach, but going out to clubs and restaurants at night? Would you rather spend your time wandering around museums and galleries? Are you planning to go to bars or go clubbing? Will you be doing any sports, and if so, what kind? Your holiday capsule wardrobe will fit around these considerations.

By now you should have a basic idea of how many separate outfits you will need and what you will need them for. Now you can start putting the actual wardrobe together.

With a capsule wardrobe, you are aiming for flexibility. While you do want one or two stunning, unusual pieces, the majority of the items should be classic and in neutral colours, such as black, grey, navy, khaki or white. The best pieces are ones that can be dressed up or down depending on the occasion. For example, a smart pair of jeans can be worn with a shirt for a casual daytime look but snazzed up with an evening top and heels for going out. Or, a wrap dress with leggings is great for the day, but at night bring out those heels again, ditch the leggings and put on some pretty jewellery and you’re ready for anything. See what I mean?

Here is an example of what I’d take to a hot, beachy destination:

shirt or safari dress

wrap dress or sundress

floppy hat

flat sandals

tote bag

clutch bag

sunglasses

one pair neutral-coloured high heels

neutral-coloured sweater, wrap or cardigan

one or two sets of swimwear (depends on use)

one or two sarongs

one pair linen trousers

one mid-length skirt

two sets of jewellery

two or three simple day tops

one going out top

one pretty camisole top

Most items of this list will work for any destination, so basically just adjust it to wherever you’re going. Bear in mind when choosing the items that as far as possible, you should be able to mix and match them. Skirts and trousers in particular should be in neutral colours.

Good luck!

6 Tips For Spending Wisely This Holiday Season

When holiday music is piped into malls and festive themes accompany some hard-to-miss sales, it’s no wonder people are compelled to overspend during the holidays. Here are six helpful tips to keep help keep your holiday spending in check this season.

1. Start with a list. Even Santa knows it’s wise to make a list (and check it twice!) in preparation for the gift-giving season. Make a list with everyone you plan to buy for. Be sure to include family, friends, neighbors, colleagues and anyone else in your life you would like to remember with a gift. Next, set a budget to guide your purchases. If the math doesn’t add up-you have too many gifts to buy and not enough money to go around-pare down your list or reduce the amount you can spend on each person.

2. Comparison shop. Your holiday dollars will go further if you do your homework before pulling out your wallet. Online price comparison engines can help you identify where to find the best deals. Shopping online can be a real time-saver, too, but be mindful of shipping charges. You’ll also want to watch for upcoming holiday sales and plan your shopping excursions accordingly. Black Friday is not the only time you can find deals during the season.

3. Avoid overspending on a credit card. Naturally, credit cards offer the convenience of buying now and paying later. The “pay later” scenario only works in your favor if you’re able to zero out your balance before the next billing cycle. If you don’t pay down your charges for months on end, interest accrues and suddenly that $30 gift has snowballed into an unwieldy sum. If you need to rely on credit to spread the cost of holiday purchases over a few months, factor in estimated interest charges when you make your budget. Or better yet, avoid the credit trap altogether by spending within your means.

4. Keep your savings on track. Saving should be a regular part of your monthly budget. If you’ve worked with a financial advisor before, stick to your savings plan instead of putting your financial future on hold. If you haven’t worked with a financial professional before and don’t yet have a plan for growing your nest egg, give yourself the gift of financial advice this year. A qualified financial advisor can identify strategies to help you achieve your financial goals.

5. Give sentimental gifts that don’t cost much. When you’re in stores, it’s easy to get distracted and start to ignore your budget. Don’t buy into the notion that the price tag of a gift indicates its ultimate value. The best gifts are not necessarily the most expensive. In many cases, a thoughtful, sentimental gift can mean as much or more than an expensive object.

6. Remember to put people first. In our consumer-centric society, it’s easy to get carried away with material things. It’s important to stay focused on what truly matters about the season-spending time with the people who mean the most to you. It doesn’t cost anything to take some time away from the hustle and bustle and savor the special moments that come with the holidays.

Holiday Stress Relief – 12 Days of Christmas Stress Busters

If you’re looking at the Holidays as just another stress to add to your already overloaded schedule and life, I’ve got some tips you won’t want to miss. Keep reading for Stress Buster Tips that will keep you moving through the Holidays at warp speed with a smile, plenty of laughter, and cheer to spread around.

1. Minimize. Cut out the excesses, whether it’s food, people, gifts, expenses, or extra duties, cut them out of your life.

2. Personal Time. Give yourself a few minutes of down time every day to regroup, refocus, meditate, and alleviate stressors.

3. Focus. Do one thing at a time. Don’t try to get it all done at once, choose one thing and do that, then do the next thing. (It does help to have a list and mark off each item as you complete it.)

4. Allocate Chores. Delegate chores to others and allow everyone to carry the load normally left for you to bear. Move toward cooperative living.

5. Simplify. Who says the party has to have three kinds of desert? How about providing one desert that is extra special and plenty for everyone to have seconds if they choose? Or add a delightful selection of toppings?

6. Housekeeper. Hire a housekeeper for the holidays. Even if it’s just once a week for a couple of hours to dust and vacuum, if you hire someone else to get that part done, the rest is easier to face.

7. Services. When companies offer services to go with products you purchase, accept them, allow them to take care of details and you enjoy an extra five minutes at the spa getting your nails done.

8. Laughter. Take time each day to laugh. If you feel the stress building up, take a moment right then and read a funny story. Enjoy life! Laughter was created to bring joy – LET IT!

9. Rejuvenate. The most relaxing thing you can do some days is simply to take a nap. It doesn’t have to be long, but five minutes can revive you.

10. Resourcefulness. Be resourceful. If you think you can’t do it, you probably can’t, but…if you think you can, you’ll find a way. Look for options that you might not normally think of. Brainstorm solutions.

11. Ask a friend to lunch. Take a moment during this season to remember your friends and family. A real moment, actually sit down across the table from one person and focus on all the things you’ve missed in that persons life. Truly catch up.

12. Enjoy. Take time to enjoy Christmas. Christmas is the celebration of Christ’s birth, take some time this season to reconnect with Jesus Christ and remember who He is and what He stands for.

Are you ready to enjoy a true 12 Days of Christmas experience?

Tips for Buying Small Travel Bags

People who travel often develop a strong view on the type of travel bags that best suit their needs.Buying a new travel bags is easy. Here are some tips for buying the perfect small travel bag.

Generally there are two broad sizes of bags used by travelers – small luggage and larger suitcases.

Small luggage comes in many shapes

Business travel is often short-term. Hence the luggage design reflects the needs to carry papers, laptops and personal items needed for an overnight business trip.

For casual and outdoor trips select a backpack. Backpacks work for people who prefer to travel light. A small backpack should carry everything needed for the entire trip whether it is camping or any other type of short trip.

The design of carry-on luggage gives the best options for travelers on flights or bus tours. Airlines specify the maximum dimensions and in recent times, the staff confirm suitable bags at check-in. This specification allows the bags to fit in the overhead compartment of the plane or underneath your seat.

Totes and casual bags are for the person seeking for a travel bag that can carry a day’s outdoor needs. Most of these types of bag designers have fashion in their minds all the while attempting not to compromise the practicality of the item.

Garment bags and carriers are specialist bags for carrying dresses, suits or clothes on hangers.

Bags have accessories to improve their usefulness. Here are a few accessories that improve bags for traveling.

Locks are often attached to the bag. However, they can be added to the zippers or appropriate places, if required. Keyed locks and combination locks are available for most cases.

Luggage tags are essential.They help you find your bag when collecting from carousel and other places.

Many modern bags incorporate carts allowing easy wheeling, instead of carrying.

Other considerations.

Hardware. Ideal luggage should have straps, handles in different sides, and compartments to hold your clothes in place and to prevent wrinkles. Recessed handles generally last longer.

Bag fabric varies with polyester, leather, and nylon being the most common. Choose one with higher “denier” to assure durability. The higher the number the more durable the material. Fabric type determines the price of travel bags. Hard cases are also becoming popular.

If you can chose the zipper,choose large zippers because they usually outlast smaller ones.

A rigid bag frame is recommended to ensure the bag remains sturdy. Materials such as fiberglass, durable plastic, and aluminum provide luggage excellent frames

Small travel bags vary greatly in price. If you are a frequent traveller a more expensive travel bag will serve you well.

Where to Get the Money for Vacation – Money for Vacation Tips

Many times in the past we have had a dilemma, where to get the money for vacation. We all work very hard each day and a vacation, in my opinion, is something everyone should take at least every couple years.

Due to various things going on in your personal lives, sometimes it’s hard to find money for vacation so you can do all the things you need and want to do on your trip.

Here we have listed some tips and places to come up with funds for your travel plans. Many of us don’t have the problem of coming up with funds, but for the many that do, this article will help you brainstorm a list of ways to put money into the pot.

**Start saving early. Many times people who know they are going to be going on vacation next year will begin saving now, or if you plan on taking a major trip in the future, why not put a little away here and there. This isn’t always an option, but if you had to skip your vacation this year, why not start now – look for travel deals now, figure out your destination, sign up for blogs and feeds, and begin your planning now.

**Use your tax refund. Many Americans every year have the ability to utilize their income tax refunds for a number of purposes. If you are someone who has overpaid the government and get some of that back, this is always an option.

**Set up a vacation fund. Pay yourself first and put some of that into a vacation pot that you don’t touch until your trip. Each year, my parents will do this by putting loose coins into a bank, and by the time their trip comes they have enough money for gas, food, extra fun stuff they wouldn’t have had.

**Cut back on other daily items. Stop buying that $4 cup of coffee everyday. Cut back on dining out at sit down restaurants. Focus on a budget where you can penny pinch a bit. It’s a small price to pay to enjoy your ultimate vacation when otherwise you may not be able to go.

**Do small weekend trips throughout the year. Instead of a week long vacation in some remote location, why not go somewhere closer for a weekend getaway. Camping is great, lake trips, beach trips, and other spots that you can make a quick drive to and just get away for a few days.

**Moonlight or pick up some extra income. I’m sure the last thing you want to do is work more right? Well, due to my Florida website, I make enough extra money that it pays for extras in our lives like home repairs, dining out, and vacations. It has been a tremendous help.

**Use credit cards, but use them wisely. I hesitate to mention this one because many people will whip out their plastics for much of their trip. This isn’t the best way to find money for vacation, but it can supplement a number of things. Using debt to pay for things like vacation can be a downward cycle you don’t want to start, so be careful.

**Eat intelligently while on vacation. We typically take one meal out per day and eat the rest in. This saves us a fortune and we still get to enjoy the tasty eats around our destination of choice.

**Set up a goal. Somehow when you commit to something and put a plan together, things tend to work in your favor. If you want something to happen you can make it happen. Experts call it the “law of attraction” and it seems to work, so why not!

**Be a smart travel planner. Searching intelligently and using the vast resources of the Internet will ultimately find you better deals. When you add up car rentals, gas, hotels, airfare, things to do, etc. they get expensive quickly. They can also add up a lot of savings if you shop around and find good deals while not sacrificing a great vacation.

Travel lovers, this is just a start. Use your creativity and figure out some ways to find money for vacation if you are on a budget. We all need some time away from time to time so do whatever you need to do to make your trip happen.

Holiday Weight Loss Tips – 9 Tips To Avoid Holiday Weight Gain

With the holiday season comes the yearly weight gain. Parties, goodies and festivities cause us to throw our usual good sense out the window and feast on foods we wouldn’t usually eat at all. But it doesn’t have to be that way. Here are 9 holiday weight loss tips to help you enjoy the season and avoid holiday weight gain at the same time.

1. Don’t plan to blow your diet. Most people resign themselves to the fact that they are going to blow their diet and gain weight during the holiday season. They’ve already decided they are going to fail before they even get started. Sit down and write out a contract with yourself. Set your expectations high and don’t allow yourself to backslide. Write out what type of reward you are going to give yourself for making progress when others are pigging out.

2. Plan to work out. Never say you will try to squeeze a workout into your schedule. It won’t happen. Schedule your workouts and stick to your schedule. They are just as important as any other appointment in your day. Scheduled workouts also help to offset a few too many treats by boosting your metabolism.

3. Set new fitness goals. Why wait until the new year? Your schedule will be just as busy later. If you want to lose fat or gain muscle then start working on it right now. A healthier you is the best present you can give yourself and your loved ones.

4. Give yourself permission to cheat. If you know there will be certain parties or holiday meals where you will be overly tempted, then schedule those meals as your cheat meals for the week. Enjoy the food without guilt and get right back on track with the very next meal.

5. Stick to your routine. Don’t eat whatever food is available just because it’s there. Stick to your eating plan unless it’s a scheduled cheat. You’ll be much happier and healthier in the long run.

6. Control your portion sizes. Too much of anything, even the healthiest food, will cause you to gain weight. If it’s just not Christmas without a certain food, then eat a small portion of that food and enjoy without guilt.

7. Don’t let others talk you in to overindulgence. Decide beforehand how many treats you are going to allow yourself at a party and stick to it. If someone tries to get you to have one more helping or one more drink, it’s perfectly acceptable to politely decline.

8. Choose foods wisely. Holidays are no different from other days with respect to the fact that you should choose your foods wisely. Take a long look at the food choices available and put only the healthiest choices on your plate. If there are no truly healthy choices available, then eat a very small serving of the most healthy option and follow it up with a healthy meal when you get home.

9. Drink alcohol in moderation only. If you drink at all, then set your limit at one or two drinks and stick to it. Alcoholic drinks are purely empty calories, so don’t feel bad about switching to non-alcoholic beverages. A diet soda or juice spritzer is a better choice than a third cocktail and you won’t have a hangover the next day either.

I hope you’ve found these holiday weight loss tips helpful. May you enjoy the beauty of the season and avoid holiday weight gain. Healthy Holidays To All!

Your First Trip to Cebu, Philippines Travel Tips

If you’re coming here on vacation no doubt most of your planning was already done via the company you booked your flight with such as the hotel. Also be aware most major resorts will offer a shuttle service and often at little or no cost. That is something that will instantly save you money when arriving as the taxi drivers are generally looking to make two or even three times the normal amount which is why its strongly advised to always ask for the meter to be put on when entering a taxi and leave if they refuse. Also a good tip is to go across the road at Mactan airport and up the ramp as you will come out at the departure area and the taxis are less likely to give you problems purely because they are looking for rides back to the City. If its late at night you may tip the driver but generally I only tip if they don’t ask for extra.

If your not pre-booked into accommodation and looking for something a bit more long term but know people like myself in the area we can help find you a better deal as often the rents will be hiked on the knowledge of you being a foreigner. Prime example is the rent I pay which is P3,000 per month for a 1 bedroom apartment where someone else is likely to be charged around P7,000 upwards for a similar type and size building as well as bills. The other advantage of asking people like myself is that we can often locate areas which are more suitable for Expats as they are generally areas with an existing Expat population.

What areas are best to stop in for a trip to Cebu? Personally if its a vacation I would look to get accommodation on Mactan island due to its number of hotels and resorts as well as facilities catering for the tourism market such as diving, island hopping and generally good quality beaches. Cebu city itself is less than twenty minutes ride away giving you quick access to the large malls in Cebu or Colon market which is famous for its bargains and an ideal place to pickup souviners a lot cheaper than you will find elsewhere. Colon street also offers several guitar stores for hand made guitars who also produce ornate mirrors.

Touring the island is often something many don’t do but would recommend at least a couple of days of a trip here to travel to the more beautiful parts of the island as the further you head out the greener and cleaner the countryside becomes. It also gives opportunity to experience diving, waterfalls, beaches and local life. Getting around doesn’t have to be so expensive and I can help organise vehicles for such trips which are generally fixed prices for the day and the hire of a vehicle with driver. This allows you to travel around without the worry of being lost or trying to deal with the hectic traffic that exists all over the Philippines.

One of the most important factors many people over look though is “money” you don’t need to change it abroad it is actually a lot cheaper to do it within the Philippines. As well as the fact Western money has a larger currency value so larger bills in a home currency means less money mass and only needing to change money as and when you need it. There are money changers pretty much everywhere, avoid the ones at the airport and use the ones in good locations such as the malls but please check rates as they can vary considerably. If you get a new sim for your phone and let your regular changer know they will often update you by text or call you on a land line with the latest prices.

Do not carry too much jewelery or expensive items as currently we are experiencing a higher than usual number of snatches. Believe it or not someone will grab a chain from your neck and disappear into the crowd quicker than you can look at them. Also carrying personal items that may make you stand out will make you a more obvious risk of robbery. Generally I find Cebu a safe place but like most things you do not want to invite risk if it can be avoided. The general population are friendly and glad to help but like any society there are always some bad elements.